Already 65 and Retiring Soon

If you are already 65 or older and are planning to retire within the next year, it's time to start thinking about Medicare and your coverage options.

If you are retiring from work and will no longer have insurance through your employer and you are enrolling in Medicare Part A and Part B after age 65, there are important steps you need to take to avoid a 'late-enrollment penalty'.

When enrolling in Medicare through the Social Security office, you will need to have your employer complete the Request for Employment Information form. This form confirms the date through which you had creditable coverage under your employer plan. This form will exempt you from the late-enrollment penalty.

I can help guide you through the process to enroll in Original Medicare through the Social Security Administration.

Once you are enrolled in Original Medicare, the next step is to determine if you also want to enroll in a Medicare Supplement Insurance (Medigap) plan or a Medicare Advantage plan.

Please follow the links below for an explanation of the different parts of Medicare and contact me for details on the Medicare plans available to you.

• Part A – Hospital Services
• Part B – Outpatient / Physician Services
• Part C – Medicare Advantage Plans
• Part D – Prescription Drug Plans

I can evaluate your medical and prescription drugs needs and help you enroll in the plan suited to those needs.