Medicare News

October 2023 Edition

My goal with this newsletter is to:

1
Keep You Informed I will be sharing current articles about the changes in Medicare.
2
Answer Your Questions I'm available to answer issues specific to you.
3
Stay Connected I want to make Medicare coverage as simple as possible.

(858) 935-9120

Referrals

Janean S referred Valerie M and Carolyn M
Kathleen H referred Eileen M
Rick B referred Elizabeth R

We try hard to recognize every referral but if we missed anyone, please let us know.

Just send us a quick email so that we can acknowledge you. We want all of you to know that it is our privilege to serve you.

The greatest compliment you pay us is the referral of your family and friends. Thank you!!!

Scan This QR Code for a Personal Greeting from Jim

QR code image for video message from Jim.

Important Medicare Changes Coming During 2024 Enrollment Period

Medicare is an ever-evolving industry, and recent years have been more challenging than in the past. As if Medicare isn’t complicated enough, the governing body of Medicare, CMS (Centers for Medicare and Medicaid Services), each year seems to decide to make it even more difficult for agents to do their jobs and for clients to understand their plan choices and the changes made to their plan.

Each year, just prior to the Annual Enrollment Period (October 15 through December 7th), each insurance company we represent makes changes to their plans. It may be small changes to premiums, copays or additional benefits or drug formulary changes, or it may be significant changes such as a plan leaving a certain area or a brand-new plan that is coming into a specific market. As your dedicated agent, I try to keep you well informed when these types of changes are coming, so you can know the best course of action to meet your specific needs.

For those of you on a Medicare Advantage plan, each year, just before the Annual Enrollment Period, you should receive the Annual Notice of Change (ANOC) from your insurance company. The great thing about this document is that it DOES outline what has changed with your current plan for the coming year. The bad thing about the ANOC is that it ONLY addresses the changes coming up for YOUR current plan, not all the other plans available in your area. That is why it is very important for you to be sure to read your monthly newsletter from me, so you can know what to expect.

As always, thank you for your business. Please call or email me if you have specific questions as we head into the Annual Enrollment Period.

There are several potential changes that seem to be likely this year, but we cannot provide details until October 1st, per CMS rules. Just know that no matter what changes come about, I am here to help you make well-informed decisions so that you have the most appropriate plan for the upcoming year.

Keep an eye out for additional newsletter articles, emails or phone messages that I may send to you. I am finding that it is easier to provide you information or gather information from you, by sending you emails or fillable documents you can complete and submit to provide us vital information. And if you don’t have access to a computer or a smart phone, I am always a phone call away.

Change is usually daunting and unwelcome, but it is inevitable. Please rely on me to make sure that you are well covered for whatever changes come this fall. You can reach me at (858) 935-9120. If I am unavailable, please leave a message with my receptionist or email me your concerns, and I will get back to you as soon as I possibly can.

As we enter fall and all the holidays that come with it, I wish you and your family good health. I look forward to being of assistance during this Annual Enrollment Period.

Jim Robeson CLU, ChFC

Medicare Made Easy
10755 Scripps Poway Pkwy #617
San Diego, CA 92131| (858) 935-9120
jim@themedicareanswerguy.com
themedicareanswerguy.com

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